Most millennials are buckling under the weight of bad credit. said that their credit had prevented them from getting a new.

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It’s an even bigger headache when you have bad credit. With the growth of alternative lending, established businesses with bad credit have options for small-business loans. Startups with. of.

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But it’s especially hard when you have bad credit. It can be even harder with bad credit and a low balance than it would be with better credit and a higher balance. Balance transfer credit cards and.

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That’s particularly true when it comes to the opaque and unregulated “shadow” banking system on Wall Street that has now supplanted regulated banks as the leading source of credit for businesses.

If you need a personal loan, a credit score that’s 550 or less makes it difficult to qualify. But it’s still possible to get low credit score personal loans. What is a bad credit score for personal loans? If you’re looking for a personal loan with a credit score of 550, you likely have a good idea of what your credit score is.