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WESTLAKE VILLAGE, Calif.–(BUSINESS WIRE)–Timios, Inc., a national title insurance and settlement services company, develops the first 100% RESPA compliant online good faith estimate (GFE) calculator.

The hud-1 settlement statement is a document that lists all charges and credits to the buyer and to the seller in a real estate settlement, or all the charges in a mortgage refinance. If you applied for a mortgage on or before October 3, 2015, or if you are applying for a reverse mortgage , you receive a HUD-1.

A. Settlement Statement (HUD-1) Previous edition are obsolete Page 1 of 3 HUD-1 B. Type of Loan J. Summary of Borrower’s Transaction 100. Gross Amount Due from Borrower C. Note: 400. Gross Amount Due to Seller This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown.

The closing statement to a real estate purchase contains many potential tax deductions for you. Treatment of closing statement line items differ depending on whether property is business (rental) property or used as a personal residence. Below is a helpful table of typical tax treatments of major line items from your HUD-1 statement.

Number: Name /Version date: hud-1: settlement statement— Instructions HUD-1A: Settlement Statement – Optional Form for Transactions without sellers hud-gfe: good faith Estimate: HUD-1000: Accommodation Request For Persons With Disabilities

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As a real estate agent or broker, it’s imperative that you understand the HUD-1 Settlement Statement thoroughly. It’s not so that you can do the math for the client, but at least you need to be able to explain how it was done, or where these numbers come from.

The lender and real estate agent should prepare the buyers before the settlement with copies of the loan documents to be signed and a sample of the HUD-1 statement, which lists all costs for both the.

A settlement agent, or closing agent, will prepare a HUD-1 settlement statement at the closing of a real estate loan. The final version will explicitly state all costs involved with the real estate loan and to whom the individual charges and fees will be paid to.