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FHA Loans For Manufactured Homes. Mobile Home Loan – Qualifying for a FHA Modular or Manufactured Home Loan. FHA modular and manufactured home loans are made by private lenders but are insured by the FHA in the case of default. In many cases, these loans have lower credit score requirements than conventional loan products.

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Financing Manufactured Homes – The New York Times –  · Financing options for manufactured homes are limited and expensive, which has sparked calls for reform.. Financing Manufactured Homes. Image.. Commonly mischaracterized as mobile homes.