Lowest Bank Mortgage Rate Even as the central bank has kept its policy rate at a record low of 1.5% since August 2016, banks’ funding costs have already fallen sharply in recent months. The average Australian mortgage rate is.
ARMs are a great option if you expect to sell your house or refinance before the initial fixed-rate period ends. A popular ARM is the 5-year ARM, which is a 30-year mortgage with an initial fixed-rate period of five years. A Term that Works for You. Want to pay off your house before a big life change?
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